这种克制并非保守，而是对金融风险特殊性的理性回应。联储证券研究院副院长沈夏宜分析，金融行业的特殊性在于核心业务涉及资金安全、客户隐私和系统性风险，任何技术创新都必须以风险可控为前提，不能像互联网行业那样采取“快速迭代、试错跑通”的模式 。
"We don't know where this information is eventually ending up," said Karnik. "It's going somewhere. It's being processed by some Large Language Model. Who knows how it will be utilized for training."
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